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Chaum
Chaum | Occitanie

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Monsieur Patrick COMBES
Monsieur Patrick COMBES
Presented At
€798,000
Bedrooms
8
Bathrooms
2
Living
4,381
SQM
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Chaum, Occitanie, France. , Chaum , Occitanie

An exceptional 18th-century estate - Elegance and heritage in the heart of the Pyrenees

Nestled in the heart of the Pyrenees, in Chaum, a haven of character and authenticity, lies a historic 18th-century estate. Just 1 hour and 20 minutes from Toulouse, and only 20 minutes from Spain and Bagnères-de-Luchon, this property enjoys a privileged location at the crossroads of wide-open spaces, thermal baths, and ski resorts. Set within a magnificent 4-hectare park, facing due south, the residence blends seamlessly into a landscape where centuries-old trees, meadows, and sweeping mountain views create an atmosphere that is both noble and serene. Rarely does a place so perfectly combine the strength of heritage with the gentle beauty of nature. The house, with a living area of over 400 square meters, embodies the timeless charm of grand Pyrenean homes: original solid wood floors, antique doors, period fireplaces, delicate moldings, and remarkable proportions. The entire property has been meticulously maintained, and the contemporary bathrooms, shower rooms, and kitchen provide the expected comfort of a high-end home. Organized around spacious reception rooms, seven bright bedrooms, and functional service areas, the house is perfectly suited to elegant family living or a refined hospitality project. A well and a modern boiler room with a remotely controlled pellet boiler complete the amenities. The estate also offers exceptional potential thanks to: â€
  • 380 m² of outbuildings (former stables, barn, and workshops) to be reimagined according to your desires: luxury suites, gîtes, reception rooms, artist studios, etc.
  • An independent apartment of approximately 80 m², ready for renovation, ideal for hosting guests or developing a complementary business. In the immediate vicinity: panoramic views of the Pyrenees, hiking trails, the Luchon thermal baths, the Superbagnères ski resort, and the Spanish border, all these assets enhance the appeal of this exceptional location. More than just a property, this historic estate offers an experience: that of a living heritage, a magnificent natural setting, and remarkable potential, ideal for clients seeking a unique property, imbued with character and history. Contact us to discover this exceptional property! A virtual tour is available upon request. Agency fees are payable by the buyer, amounting to 5.00% including VAT of the price excluding fees. Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr. Contact your local agent, Jérôme VASSIA, CLERMONT LE FORT, Optimhome Associate Estate Agent at
  • (ref 597742)

Gallery

3D Street View Tour

Map showing Chaum, Occitanie, France.

Property Location

Chaum, Occitanie, France., Chaum Occitanie

Local Weather & Climate

Chaum, Occitanie

Current Conditions Updated recently
57 °F
Clear sky
Feels Like 55°F
Humidity 54%
Wind 5 mph
Visibility 6.2 mi
Sunrise 6:01 AM
Sunset 6:08 PM
5-Day Forecast
Fri 20 Mar
Clear
High 57°
Low 46°
Sat 21 Mar
Clouds
High 55°
Low 37°
Sun 22 Mar
Rain
High 47°
Low 37°
Mon 23 Mar
Clouds
High 47°
Low 30°
Tue 24 Mar
Clouds
High 53°
Low 33°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Chaum?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (France)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*PTZ eligibility depends on income, location, and property type. Investment property interest is fully deductible against rental income.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for France. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on France tax year 2025 (fiscal year: January-December), rules effective from 2024. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Chaum. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
France offers strong property rights and legal protections for buyers
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $79,800,000 20% down ($15,960,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$6,857
$6,857/day
Your home may appreciate while you sleep
$48,132/week $208,573/mo $2,502,876/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$43.9M
vs
OWN 📈 +$63.1M
$63.1M Potential Equity
vs $43.9M lost to rent over 10 years
$16.0M Down Payment Growth
4x
10yr
$63.1M
8.1x
20yr
$129.7M
12.6x
30yr
$201.5M
Wealth Comparison
×480
Equivalent to 480 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $201.5M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $94.0M +18%
Market $108.7M +36%
Optimistic $125.4M +57%
$63.1M est. equity
20 Years
Conservative $110.7M +39%
Market $148.0M +85%
Optimistic $197.1M +147%
$129.7M est. equity
30 Years
Conservative $130.3M +63%
Market $201.5M +153%
Optimistic $309.7M +288%
$201.5M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Chaum, Occitanie, France features 8 bedrooms with 4,381 square feet of living space.
This property offers 4,381 square feet of living space.
This property is listed at $79,800,000, which equals $18215 per square foot.
Based on current market indicators, Chaum shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Chaum, Occitanie. The property is situated in an established neighborhood with convenient access to local amenities and services.
Monsieur Patrick COMBES

Monsieur Patrick COMBES

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